“The central government in Mexico City is the biggest obstacle to the resolution of the crisis: it is just as corrupt as its local manifestations, except on a larger scale, and the history of the country does not bode well for a solution. Mexico is falling apart at the seams. As the Mexican state’s monopoly on the use of force unravels, and the rule of law becomes just a memory, an entire generation is growing up in Mexico immersed in a culture of impunity. A fact long known to Mexico-watchers and long evaded by the country’s politicians and our own: what we are witnessing is the terminal crisis of the Mexican state.
Today, for all intents and purposes, Mexico is a failed nation-state being overtaken by murderous, criminal narcotics traffickers and is being divided into “narco-states” controlled by separate “families”, much like the Sicilian inspired “La Cosa Nostra” in the U.S. in the mid-20th Century
Startling is a study by the United States Joint Forces Command, whose jobs include providing an annual look into the future to prevent the U.S. military from being caught off guard by unexpected developments.
“In terms of worst-case scenarios for the Joint Force and indeed the world, two large and important states bear consideration for a rapid and sudden collapse: Pakistan and Mexico,” says the study – called Joint Operating Environment 2008 – in a chapter on “weak and failing states.”
Such states, it says, usually pose chronic, long-term problems that can be managed over time. But the little-studied phenomenon of “rapid collapse,” according to the study, “usually comes as a surprise, has a rapid onset, and poses acute problems.” Think Yugoslavia and its disintegration in 1990 into a chaotic tangle of warring nationalities and bloodshed on a horrific scale – or the Soviet Union one year later.
“Vicious and widening violence pitting drug cartels against each other and against the Mexican state have left tens of thousands of Mexicans dead over the past few years. Kidnappings have become a routine part of Mexican daily life and not just in the interior, but along the American border and even within the United States! Common crime is widespread. Pervasive corruption has hollowed out the state. In a case that shocked even those (on both sides of the border) who consider corruption endemic in Mexico, a former drug czar was charged with accepting at least $450,000 a month in bribes from a drug cartel in exchange for information about police and anti-narcotics operations.
A month later, a Mexican army major was arrested on suspicion that he sold information about President Felipe Calderón’s movements for $100,000 a month. The major belonged to a special unit responsible for protecting the president. Depending on one’s view, the arrests are successes in a publicly declared anti-corruption drive or evidence of how deeply criminal mafias have penetrated the organs of the state.
The non-Cuban Hispanics in America today are being buffeted by the Progressive/Liberal/ Democrat apparatus, both local and national, for their potential political value as predictable voters for the Progressive/Liberal/Democrat social agenda – even though it is antithetical to their traditional culture. Unfortunately, they are under the thumb of the political machines in the urban areas which resemble familiar apparati in Mexico and other Central and South American countries – with which they are all too familiar.”
It is the Hispanic communities in the rural areas (where modern liberals don’t like to go => no creature comforts) where the agricultural workers live and who are acting like any other immigrant group – setting down roots, building vibrant communities, supporting the education of their children, sending them off to college – to return and help the community advance. In short, they are becoming Americans – not political pawns. The central valley of California is the best example. In an overwhelmingly Progressive/Liberal/ Democrat State (63% voted for Hillary Clinton in 2016), virtually all counties in the central valley and east of the coast routinely vote overwhelmingly Republican.
So, why have I surveyed the history (and pre-history) of these groups – African-Americans, aboriginal tribes and, especially, Hispanics in the United States? Consider: nearly 60% of the illegals have less than a high school education; only 4% have a college degree; 68% live below the poverty level; 57% receive welfare; 56% have no health insurance but do receive subsidies under Obamacare at American taxpayer expense; 71% of the non-U.S. convicts in U.S. prisons are from Mexico; 16% of ALL convicts are Mexican.
On top of all of this, the situation is getting worse by the day because we are allowing a tidal wave of immigration to drown our economy. For 180 years, from 1790 to 1970, an average of about 250,000 immigrants per year came to America – mostly through legal means – arriving at Ellis Island in New York harbor or Angel Island in San Francisco harbor.
Since 1970 however, the situation has become chaotic at best. In the 1970s, the immigration load increased to about 425,000 per year; in the 1980s, to 635,000 per year and in the 1990s, to about 1 million per year.
Anywhere from one-third to one-half of the illegals crossing the southern border each year are NOT caught and the Latin illegal immigrant population of the U.S. has been growing by between 250,000 and 500,000 every year for the past 30 years.
Social scientists estimate that the replacement rate, necessary to keep the U.S. population where it is today, is approximately 250,000 immigrants per year – so, as you can see, we are allowing 4 – 5 times as many immigrants into the U.S every year than we can afford.
It took us until 1914, roughly 125 years from the founding in 1789, to reach a population of 100 million. We reached 200 million in 1968 – a span of 54 years. We reached 300 million in 2007 – a span of 39 years. With considerably more than 1.5 million immigrants per year now entering the U.S. – legal and illegal – the population will reach 625 million by the end of the century – double what it is now. One-hundred years from now, the U.S. population will be approaching 1 billion people!
What do I mean by “afford”? Can you imagine the daily rush-hour being three times longer? Can you imagine every day at the airport being just like Thanksgiving week? Can you imagine concert tickets costing three times as much? Can we expect a dwindling number of farmers to produce three times as much food for the same (artificial) price? No! That’s not what may happen, it is what will happen!
These statistics are not going to improve any time in the foreseeable future for one, overwhelming reason. Unlike all other large immigrant groups who have made their way to America to realize their dreams of a better life AND who worked tirelessly to assimilate into American society because they knew that they could never return to their homeland, Mexican and other Latin immigrants, mostly here illegally, do not have any impediments to a return to their home countries, have large, insular communities in most of America’s large cities where one can live out their life never having to speak or understand English or participate in the American culture and so, have no incentive to assimilate. They are proud separatists who have no “skin in the game” for a peaceful, prosperous, unified American society. Their primary concern, if not their sole concern, is their own welfare – be it here, there or anywhere.
Consider these statistics for Los Angeles from a few years ago published by the Los Angeles Times. They are most certainly worse now but, with economic cycles in Latin America, the “Great Recession” and the “jobless recovery” in the U.S., they are, at least, comparable. We don’t know for sure because the government hasn’t published a useable study since – wait for it – 1995! It is not difficult to scale these numbers upward to approximate the total cost to legal U.S. citizens today. Check this out.
About 40% of all workers in L.A. County – L.A. County has 10 million people, so that number is about 4 million – are working for cash and not paying taxes. This is because they are predominantly illegal immigrants, working without a green card.
The Los Angeles Department of Public Social Services issued nearly $639 million in welfare and food stamp benefits to illegal immigrant parents for their native-born children in 2013. Taxpayers spend more than $550 million on public safety, $500 million on healthcare, and hundreds of millions on education to support illegal immigrants in Los Angeles County alone. Illegal immigration continues to cost Los Angeles County taxpayers nearly $2 billion dollars a year. What could they do with $2 billion to spend teaching young American citizens?
Over 95% of warrants for murder in Los Angeles are for illegal aliens. Almost 75% of the people on the most wanted list in Los Angeles are illegal aliens. Nearly 25% of all inmates in California detention centers are Mexican nationals here illegally.
Over 2/3’s of all births in Los Angeles County are to illegal alien Mexicans on Medi-Cal (the California equivalent of Medicare that you pay for) whose births were paid for by American taxpayers.
Nearly 60% of all occupants of taxpayer subsidized HUD properties are illegals. Over 300,000 illegal aliens in Los Angeles County are living in garages.
The FBI reports half of all gang members in Los Angeles are most likely illegal aliens from south of the border.
In L.A. County, 5.1 million people primarily speak English. 3.9 million primarily speak Spanish out of the 10.2 million people in the County.
Less than 2% of illegal aliens are picking crops but 29% are on welfare, which means they did not come here because they were desperate to find work – but to find something better than work.
In Los Angeles, 95 percent of all outstanding warrants for homicide in the first half of 2004 (which totaled 1,200 to 1,500) targeted illegal aliens. Up to two-thirds of all fugitive felony warrants (17,000) were for illegal aliens.
Statistics show the estimated 11.7 million illegal immigrants, about 3% of the population in the U.S., account for 13.6 percent of all offenders sentenced for crimes committed in the U.S.: 12% of murder sentences, 20% of kidnapping sentences and 16% of drug trafficking sentences are meted out to illegal immigrants.
There are approximately 2.5 million legal or illegal immigrants with criminal convictions living free or behind bars in the U.S., according to ICE’s Secure Communities office. Each year, about 1 million legal and illegal immigrants are arrested, and 750,000 are released from jail, prison, or probation. ICE estimates that there are more than 1.5 million criminal aliens at large in the U.S.
In the most recent figures available, a Government Accountability Office report titled, “Criminal Alien Statistics,” found there were 55,000 illegal immigrants in federal prison and 296,000 in state and local lockups in 2011.
Hundreds of thousands of illegal immigrant criminals are being deported. In 2014, ICE removed 315,943 criminal illegal immigrants nationwide, 85 percent of whom had previously been convicted of a criminal offense. But that same year, ICE released onto U.S. streets another 30,558 criminal illegal immigrants with a combined 79,059 criminal convictions including 86 homicides, 186 kidnappings, and thousands of sexual assaults, domestic violence assaults and DUIs.
A report compiled by the Texas Department of Public Safety showed that between 2008 and 2014, non-citizens in Texas – a group that includes illegal and legal immigrants – committed 611,234 crimes, including nearly 3,000 homicides.
In Florida, there were 5,061 illegal immigrant inmates in state prison facilities as of June 2014 but neither the state Department of Corrections nor the Florida Department of Law Enforcement track the number in county prisons.
In Illinois, where state prisons house 46,993 inmates, some 3,755 are illegal immigrants, according to Illinois Department of Corrections figures. Once again, state officials do not compile figures for county jails, although a Cook County official estimated that nearly 6 percent were illegal immigrants.
In Arizona, neither State public safety officials nor the governor’s office could produce figures showing the number of criminal illegal immigrants held in county jails, but state prison figures released by the Arizona Department of Corrections show out of 42,758 prisoners held in state facilities in July 2014, about 10.8 percent were illegal immigrants.
In uber-liberal California, there were 128,543 inmates in custody as of August 2014, but the state, which has been criticized for its leniency toward illegal immigrants including support for “sanctuary cities” – cities that illegally defy federal law on illegal immigration with impunity – no longer keeps track of the citizenship status of inmates. As of July 31, 2013, the last time figures were documented, there were as many as 18,000 “foreign-born” citizens in California state prisons of 133,000 incarcerated.
The Board of State and Community Corrections provided figures from 2014, showing there were 142,000 inmates in 120 California county prisons, but while everything from mental health cases to dental and medical appointments are closely tracked, the number of illegal aliens – or even non-citizens – is not.
When California Department of Finance numbers are merged with Census Bureau numbers and birth and death data collected by the State Department of Health Services are added to the mix, showing that half of all births are to immigrant mothers, the inescapable conclusion is that foreign immigration and births to immigrant mothers together comprise all of the California’s net population growth. Or, to put it another way, without foreign immigration, California would have virtually zero population growth, the historic sign of a dying culture.
Although illegal aliens are not generally eligible to collect public welfare benefits, an illegal alien may receive benefits under the Aid to Families with Dependent Children (AFDC) and Food Stamps programs on behalf of his or her U.S. citizen child. A 1997 General Accounting Office (GAO) report determined that in 1995, households headed by illegal aliens received a total of $700 million in AFDC benefits and $430 million in Food Stamps – almost $1.5 billion or about $10,000 per family!
Over 70% of the United States annual population growth (and over 90% of California, Florida, and New York) results from immigration. The cost of illegal immigration to the American taxpayer in 1997 was a NET (after subtracting taxes immigrants pay) $70 billion a year – in the real world, you can double that to $140 billion. “
This situation exists at the same time as the U.S. economy, under Democrat leadership (remember that the Obama administration has usurped Congressional power by refusing to enforce laws and to create new, onerous regulations for American business that are beyond the power of Congress to regulate), for the first time in our history, has been unable to recover from an economic recession. (The Franklin Roosevelt administration would have been the first, but was “saved” by World War II).
As long as we brought it up, let’s review: Officially, the “Great Recession” – a term gleefully coined by the media because it began during the Bush administration – officially began in mid-2007 as a fairly normal cyclical economic downturn after a fairly long and powerful economic period of growth that was hampered by the costs of the Iraq War – and the new, obstructionist Democrat House of Representatives under Speaker Nancy Pelosi of CA, who came to power in January 2007 – and officially ended in mid-2009, after the Bush administration had saved the banking system with a stimulus bill in late 2008 (the 8th government bailout since 1970).
The roots of this crisis go back to the Carter administration. That was when government officials, egged on by left-wing activists, began accusing mortgage lenders of racism and “redlining” (rather than the requirements of the secondary market where mortgages are sold to investors, provided they meet stringent requirements for borrower creditworthiness) because – as they charged – urban blacks were being denied mortgages at a higher rate than suburban whites.
The immediate or proximate cause of the crisis in 2008 was the failure or risk of failure at major global financial institutions, starting with the rescue of investment bank Bear-Stearnes in March 2008 and the calculated failure of Lehman Brothers in September 2008. Many of these institutions had invested in risky mortgage-based securities that lost much or all of their value when U.S. and European housing bubbles began to deflate during the 2007-2009 period, depending on the country. Further, many institutions had become dependent on short-term (overnight) funding markets subject to disruption.
The origin of these housing bubbles involves two major factors: 1) The Community Reinvestment Act; (Title VIII of the Housing and Community Development Act of 1977) signed by Democrat President Jimmy Carter. It was designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low-income neighborhoods. The Democrat controlled Congress passed the Act in 1977 to reduce allegedly discriminatory credit practices against low-income neighborhoods, a practice known as redlining.
The Act instructs the appropriate federal financial supervisory agencies to encourage regulated financial institutions to help meet the credit needs of the local communities in which they were chartered but, at the same time, to maintain the prudent standards that had been in place for decades. A coercive suggestion of redlining was implied. Lenders did not miss the subtle thrust of the bill – loosen up lending guidelines – which made mortgages riskier for investors.
But, the target of the bill was not really redlining, it was the lending standards developed by the banking industry over the decades since the end of World War I, when the new industrialization of America brought massive numbers of people to the vicinity of most of America’s large cities. The result of the subsequent demand for housing was the creation of what we now call the suburbs – and the essence of the “American Dream” – home ownership.
Through trial and error, profit and loss, through good times – like the “Roaring ‘20s” and the post-WW II economic boom – and bad times – like the Great Depression and World War II – the banking industry had determined the most effective guidelines for home borrowers. These guidelines made the post-WWII housing boom possible, where great communities of “tract-homes” – like Levittown, NY in the Long Island suburbs of Manhattan – where, between 1947-51, more than 17,000 new homes were built and sold using mortgages that conformed to prudent lending guidelines – hence the term “conforming loan”, which is what is sold to investors on the secondary market.
Simply put, if you invested 20% of your own verifiable money into the cost of your new home; if you had a lengthy history of paying your monthly bills on time and if the monthly mortgage payments didn’t exceed 30% of your verifiable pre-tax monthly income – then you were a good risk for the lender. The Democrats in Congress and the White House however, wanted lenders to relax those standards so the less credit-worthy buyers could get into their own home. It was not a good idea.
As the years went by lenders indeed began to loosen the credit requirements – first by offering mortgage insurance if you couldn’t put down the 20%; then they began to fudge the housing load on monthly expenses, raising it ultimately to almost 50% but, it was the lifting of the verification requirement for monthly income that finally broke the system that had become completely unregulated. Borrowers were literally being allowed to commit fraud in order to get a mortgage. People to whom landlords would not even rent an apartment were buying their own houses.
For most of his career as a Congressman from Massachusetts, Barney Frank was the principal advocate in Congress for using the government’s authority to force (a higher form of coercion) lower underwriting standards in the business of housing finance than the lending industry thought prudent. In 2003, he made the oft-quoted remark, “I want to roll the dice a little bit more in this situation toward subsidized housing.” Rather than reversing course, he was pressing on when others were beginning to have doubts.
His most successful effort was to impose what were called “affordable housing” requirements on Fannie Mae and Freddie Mac (the federal government guarantors of the solvency of the private housing mortgage industry) in 1992. Before that time, these two government sponsored enterprises (GSEs) had been required to buy only mortgages that institutional investors would buy – in other words, prime mortgages we know as “conforming loans” that met the traditional lending standards mentioned above – but Frank and others thought these standards made it too difficult for low income borrowers to buy homes.
The new “affordable housing” law required Fannie and Freddie to meet government quotas when they bought loans from banks and other mortgage originators. In order to maintain a viable business in conforming loans that would not likely default, lenders had to also write “bad” loans – loans that probably would default – in order to meet the government quota. This irresponsible act, whose purpose was actually to “buy” votes from minority populations, eventually led to the “Great Recession” and to countless lower-income families losing their homes and their investment in the American Dream.
Next time: The case against the Federal Government.